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FINANCIAL INSTITUTIONS

For its financial institution clientele, R&A offers effective work-out and debt restructure plans as well as a wide array of advisory services as detailed below.

 

Debt Restructuring and Workouts

R&A combines its knowledge of the financial industry (inclusive of its regulatory and capital constraints) with its experience advising debtors, investors and their respective counsel to provide creditors with effective loan work out strategies. R&A’s advice will consider all remedies as well as potential lender liability claims. This unique resource to creditors is available for single loans or entire lending portfolios whether comprised of basic or complex credits.  

 

Consulting Services

R&A has performed specific due diligence assignments including project feasibility, financial analysis, file reviews, and other consulting services involving the creation of loan servicing and REO departments. Mr. Rodriguez has consulted as to the determination of bid prices for large loan and REO pools and the formulation and implementation of collection strategies for troubled loans. Mr. Rodriguez has introduced his banking clientele to a variety of qualified bidders for loan and asset dispositions, along with new customers seeking to establish depository and lending relationships.

 

R&A’s advisory services include:​

  • ​Loan portfolio oversight analysis 

  • Portfolio stratification for loan sales 

  • Loan underwriting 

  • Due diligence for real estate and commercial loans 

  • Loan and credit administration 

  • Assessment of lending practices and credit policies 

  • Review of special assets 

  • Standard industry lending practices 

  • Lender liability 

  • Litigation support 

  • Receiverships

 

Representative bank and service company clientele include: Bank of America, ING Bank, Bankers Trust Securities Co., Far East National Bank, and Jennings & Levy, Co.

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